Cookie Policy

1. Introduction

This Cookie Policy explains how InvesTreasure, operated by LuminVibe, uses cookies and similar tracking technologies on our website investreasure.co.in. It should be read alongside our Privacy Policy.

Non-essential cookies are only loaded after you grant explicit consent via our cookie banner. You can manage your preferences at any time using the preference centre at the bottom of this page.

2. What Are Cookies?

Cookies are small text files stored on your device when you visit a website. They help the website remember your visit — for example, keeping you logged in or recalling your preferences.

Cookies can be session cookies (deleted when you close your browser) or persistent cookies (retained on your device for a defined period or until deleted).

3. Types of Cookies We Use

3.1 Necessary Cookies

Required for the platform to function. Cannot be disabled.

• Authentication: Maintain your login session securely
• CSRF Protection: Protect forms against cross-site request forgery
• Session Management: Track your active session across page navigations

3.2 Analytics Cookies

Help us understand how visitors use the platform. Only loaded after analytics consent is granted.

• Google Analytics 4 (GA4): Aggregated page views, session counts, and user behaviour (loaded via Google Tag Manager)
• Microsoft Clarity: Session heatmaps and interaction recordings. Clarity automatically masks all sensitive content including financial data.
• Google Tag Manager: Container that fires the GA4 tag and manages consent signals

3.3 Functional Cookies

Enable personalisation and enhanced features.

• Preference storage
• Accessibility settings

3.4 Marketing Cookies

Measure campaign effectiveness and attribution.

• Google Ads: Conversion tracking
• Campaign Attribution: Understand which channels drive traffic

4. Third-Party Cookies

5. How We Load Analytics

Our analytics setup follows Google Consent Mode v2. Here is how it works:

• When you first visit, all analytics are set to denied by default — no tracking cookies are placed.
• Once you grant analytics consent via the banner, Google Tag Manager is loaded. GTM then fires the GA4 tag published in our container.
• Microsoft Clarity is loaded independently after consent — it does not use GTM and has its own snippet.
• If you reject cookies or withdraw consent, trackers are not loaded for that session.

6. Managing Your Cookies

6.1 Cookie Preference Centre

Use the preference centre at the bottom of this page to update your choices at any time.

6.2 Browser Settings

7. Impact of Disabling Cookies

• Necessary Cookies: The platform will not function correctly — you will not be able to log in
• Analytics Cookies: We cannot improve the platform based on usage data
• Functional Cookies: Your preferences will not be remembered
• Marketing Cookies: You may see less relevant advertisements

8. Updates to This Policy

We may update this Cookie Policy to reflect changes in our practices or applicable laws. Updates will be communicated by posting the revised policy on our website with an updated date.

9. Contact Information

10. Useful Links

• About Cookies: www.aboutcookies.org
• Your Online Choices: www.youronlinechoices.eu
• Google Privacy Policy: policies.google.com/privacy
• Microsoft Privacy Statement: privacy.microsoft.com